Welcome to Capital Mastery Lab. These Terms of Use (“Terms”) govern your access to and use of our website, services, content, products, and programs (collectively, the “Services”). By using our Services, you agree to be bound by these Terms. If you do not agree, you may not use our Services.
1. Acceptance of Terms
By accessing or using any part of our Services, you confirm that you are at least 18 years old and have read, understood, and agreed to these Terms. Capital Mastery Lab reserves the right to modify these Terms at any time. Any changes will become effective immediately upon posting. Your continued use of the Services after changes are posted constitutes your acceptance of the updated Terms.
2. User Responsibilities
You agree to use our Services for lawful purposes only and in a manner that does not infringe the rights of others. You are responsible for maintaining the confidentiality of your account information and for all activities that occur under your account.
You must not:
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Use the Services for any fraudulent or illegal activity.
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Copy, distribute, or modify any part of the Services without our written permission.
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Share course materials with non-registered users.
3. Intellectual Property
All content, design, text, graphics, videos, and other materials on the Capital Mastery Lab website and within our courses are the intellectual property of Capital Mastery Lab or its licensors and are protected under applicable copyright and trademark laws. Unauthorized use is strictly prohibited.
4. Service Disclaimer
Capital Mastery Lab provides financial education for informational and educational purposes only. We are not licensed financial advisors, and no part of our content or Services should be interpreted as financial advice, investment recommendations, or legal guidance.
You acknowledge and agree that:
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The information provided is general in nature and may not be suitable for your specific circumstances.
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You are solely responsible for any financial decisions you make based on our content.
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We do not guarantee any specific financial outcomes or success from using our courses or Services.
5. Payment and Subscription
By purchasing a course or subscribing to our premium plans, you agree to pay all applicable fees. Payment must be made through the payment method available on the platform. All fees are quoted in Singapore Dollars (SGD) unless stated otherwise.
Recurring subscriptions will automatically renew unless you cancel before the renewal date.
6. Refund Policy
We are committed to delivering high-quality educational content. However, if you are not satisfied with your purchase, our refund policy is as follows:
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Courses (one-time purchase): You may request a full refund within 7 days of purchase, provided that you have completed less than 20% of the course content.
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Subscription Plans: Refunds for subscription fees will not be issued once a billing cycle has started. You may cancel at any time to avoid being charged for the next cycle.
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Coaching Sessions or Add-Ons: All coaching sessions and personalized services are non-refundable once booked and confirmed.
To request a refund, please contact us at support@capmasterylab.com with your order details.
7. Limitation of Liability
To the fullest extent permitted by law, Capital Mastery Lab shall not be liable for any direct, indirect, incidental, or consequential damages resulting from:
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Your use of or inability to use our Services.
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Any errors or omissions in the content.
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Any delays or failures in performance beyond our control.
8. Termination
We reserve the right to terminate or suspend your access to the Services, without prior notice or liability, for conduct that we believe violates these Terms or is otherwise harmful to other users or us.
9. Governing Law
These Terms shall be governed and construed in accordance with the laws of Singapore. Any disputes arising under these Terms shall be subject to the exclusive jurisdiction of the courts of Singapore.
10. Contact Information
If you have any questions or concerns regarding these Terms of Use, please contact us at:
📧 support@capmasterylab.com